WINDSTORM MITIGATION EXPLAINED
REPORT ITEMS
Windstorm Mitigations is a State Certified Report that is specifically designed (for insurance agencies ) to identify certain construction methods and materials that counteract high velocity ( Hurricane ) storm form winds. This form is divided into 7 section that collects specific details of the structure / property.
Building Code: Building construction date
Roof Covering: Roofing Material & Last Update
Roof Deck Attachment: Nail size & support system
Roof to wall Attachment: Method of construction: Toe Nail, Clips, Straps
Roof Geometry: Roofing Shape & perimeter
SWR ( Second Water Resistance ): Protective Underlayment
Open Protection: All Glazed ( w/ glass ), non-glazed openings, skylights & Shutters
HISTORY
Efforts began in the late 1980 to better understand the effects of roof wind damage and mitigation methods against storms with forces of 100 mph. In August 1992, Hurricane Andrew touched land on Miami Dade county with wind speeds exceeding 160 mph. In 1994, South Florida was designated HVHZ “High Velocity Hurricane Zone” with the adoption a new South Florida Building Code. This eventually led to the 2001 FBC “Florida Building Code” which was implemented state wide on March 1st.
Each section of the report can provide different degree of "CREDITS" & discounts. It is important to become aware of the availible instalation methods, materials and saving that can be obtained When purchasing a home or upgrading your own. These details are availible via your insurance provider who will be able to better outline the benifits of a protected Wind Mitigated home.
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