A 4 Point Inspection  is the Non-Invasive focus on 4 main components of a home  that directly impact the functionality of the property and the quality of life that its inhabitants can enjoy. This type of inspection is mostly requested by insurance agencies. Consequently, the form itself is mostly designed to documented and asses the property, thus allowing the acquisition, renewal, or update of an insurance policy. It is also common to have them requested after a home upgrade, repair, insurance claim. Or during the purchase of real estate.

Introduced in 1992 ( after Hurricane Andrew ),

This State Certified form is broken down into 4 specific sections. 

• Roofing, • Electrical, • HVAC / Ventilation, • And Plumbing.

ROOFING (Exterior)

Verifies that no obstruction vegetation or damage is present. The inspector will note the age, materials used and pulls any permits when possible. Deficiencies include:

 • Loose, lifted, cracked, missing or damaged tiles / shingles, granule loss, leaks, repairs

ELECTRICAL

Electrical panels should clean an clear from debree. Age, Brand Name, type of wiring, and any Recent Updates will be noted. Items of possible hazards include : • Double Tapped Breakers, Fuse boxes, scorched connection, improper grounding, cloth wiring, knob & tube installation, outdated system, missing GFCI outlets

HVAC

All units must be properly installed and maintained with adequate ventilation so that optimal functionality is possible. Lack of attention or misuse can shorten the lifespan of a unit.

• Outdated Unit, loose connections, damaged coils, clogged vents, missing drip pan / filter  

PLUMBING

Water Heater Type, Brand & General Connections materials are all recorded. Underneath the kitchen / bathroom sink, shower connections are al reviewed so detect any signs of:

• Leaks, excessive moisture, corrosion, water ponding, tile warping, wall peeling etc.